How Much Can I Borrow?

This calculator provides an estimate of the maximum you can borrow, taking into account your monthly income and expenditure and current interest rates. This calculator also builds in a buffer for interest rate.

Income and Expenditure Worksheet

Use the income and expenditure worksheet to calculate how much you can borrow.

Basic Repayment Calculator

Enter the interest rate, the term of the loan and the amount you are borrowing to get the minimum monthly repayment and the amount of interest paid.

Advanced Repayment Calculator

As well as calculating the loan repayment and the total interest paid the advanced repayment calculator shows the effect of making additional repayments and redraws and produces a table showing the full loan.